Credit unions: Safe as a banks

1 vote

Gerri Willis answers reader's questions. 1. How safe are credit unions?Is it possible to find out about credit unions? How safe are they at this time? Willie, Florida Credit Unions are just as safe a bet as banks are. Instead of the FDIC guarantee, you have the NCUA to back up your accounts up to the same amounts. The NCUA stands for the National Credit Union Association. According to them... Submitted by: lavabooks | Visited 7 times | Comments 0

♦ Central banks in new credit move

1 vote

Central banks will pump billions of extra dollars into the banking system to ease the continuing credit drought. The co-ordinated move by the US Federal Reserve and the European Central Bank, is the latest effort to stimulate bank lending stymied by the credit crunch. Extra billions will be auctioned to banks in Europe and the US once every two weeks for an indefinite period. Submitted by: kimbiz88 - Visited 5 - Comments 0 - Write first comment

♦ The Game: 'lloyd Banks Will Be Next To Leave G-unit'.

1 vote

The Game: 'lloyd Banks Will Be Next To Leave G-unit'.... Rapper The Game is predicting another member of G-Unit will be fired and he is convinced Lloyd Banks will be next. The Dreams hitmaker was the first to be booted from 50 Cent's group in 2005, and Young Buck followed in April this year (08), after falling out with the superstar over royalty payments. Submitted by: Bravo - Visited 19 - Comments 0 - Write first comment

♦ Fed credit help extended to 2009

1 vote

The Federal Reserve has taken further steps to support banks struggling with liquidity shortages after admitting credit conditions were still strained. The US central bank will extend its loan programme to investment banks enabling firms to access cash quickly until next January. It will also increase the length of loans available to all banks from the current 28 days to 84 days. Submitted by: mathias - Visited 4 - Comments 0 - Write first comment

♦ Fed adds third loan auction for banks to keep credit flowing

1 vote

WASHINGTON — The Federal Reserve announced Thursday that it will make a third batch of short-term cash loans available to squeezed banks in June as part of its ongoing effort to ease stressed credit markets. The Fed will conduct three auctions in June, with each one making $75 billion available in short-term cash loans. Banks can bid for a slice of the available funds. Submitted by: 3dom - Visited 2 - Comments 0 - Write first comment

♦ Credit Card Manager

1 vote	Credit Card Manager helps you manage your finances by keeping up with your credit card purchases and payments. You will know exactly how close you are to your credit limit -no more guess work. And then, when your credit card statement arrives each month... Submitted by: richos - Visited 10 - Comments 0 - Write first comment

♦ Egg-freezing technique 'is safe'

1 vote

A method of storing human eggs which allows women to postpone motherhood is as safe as conventional IVF treatment, research suggests. A Canadian study, published in the journal Reproductive Biomedicine Online, looked at 200 children conceived using "vitrified" eggs. The technique involves rapid freezing, and could also help women whose fertility is threatened by cancer. Submitted by: dejan_b - Visited 4 - Comments 0 - Write first comment

♦ Essential Dental Treatment Safe For Pregnant Women, Says New Study

1 vote

ScienceDaily (Jun. 16, 2008) — Pregnant women can safely undergo essential dental treatment and receive topical and local anesthetics at 13 to 21 weeks gestation, says a study published in the June issue of The Journal of the American Dental Association. Although obstetricians generally consider dental care safe for pregnant women, supporting clinical trial evidence has been lacking. Submitted by: ToddMicheau - Visited 12 - Comments 0 - Write first comment

♦ Credit union rules 'to be eased'

1 vote

The government is to unveil an initiative to help people, especially those on low wages, beat the credit crunch, the BBC has learned. The Treasury will announce later that it is to relax the rules governing credit unions community-based savings and loans organisations. It is designed to help people who are having trouble either repaying debts or obtaining loans from other lenders. Submitted by: leti25 - Visited 5 - Comments 0 - Write first comment

♦ FDIC chair: Deposits in nation's banks are safe

1 vote

WASHINGTON (AP) — The nation's banking system is "absolutely safe" and Americans' insured deposits in banks are protected, the head of the Federal Deposit Insurance Corporation said Tuesday. The FDIC insures bank deposits up to $100,000 per individual and up to $250,000 for funds in retirement accounts such as an IRA. Copyright 2008 The Associated Press. All rights reserved. Submitted by: aap - Visited 3 - Comments 0 - Write first comment

♦ Most banks are safe ... so is the FDIC

1 vote

Do you feel your money is safe at your bank? The new safe haven is... Airlines skimping on fuel? Wii takes top spot in U.S. 2008 Cable News Network. A Time Warner Company. All Rights Reserved. Copyright 2008 BigCharts.com Inc. All rights reserved. Please see our Terms of Use. MarketWatch, the MarketWatch logo, and BigCharts are registered trademarks of MarketWatch, Inc. Submitted by: lightstarm2k - Visited 3 - Comments 0 - Write first comment

♦ How rising home values, easy credit put your finances at risk

1 vote

At the peak of the housing boom, April Lewis-Parks' three-bedroom house in Fort Lauderdale doubled in value. To her surprise, her credit card limits soared even more. That pop in her credit card buying power was no accident. During the housing boom, from mid-2001 to early 2006, banks raised card limits at a blistering pace across the nation, in part because of a surge in home equity... Submitted by: RealFlyboy - Visited 4 - Comments 0 - Write first comment

♦ Study finds Americans reduce credit card spending

1 vote

NEW YORK — Americans in all age and income groups have reduced credit card use and cut spending on non-essential items as oil and food prices soar, home prices sink and lenders tighten credit, a new study shows. Thirty-seven percent of consumers said they have reduced spending on credit cards, while just 10% said they are spending more... Submitted by: mintoj - Visited 10 - Comments 0 - Write first comment

♦ Investment banks skip Fed loans

1 vote

Commercial banks borrow less, investment banks borrow nothing from Fed's emergency lending program, perhaps signaling improvements in credit. Copyright 2008 Associated Press All rights reserved. This material may not be published, broadcast, rewritten, or redistributed. 2008 Cable News Network. A Time Warner Company. All Rights Reserved. Copyright 2008 BigCharts.com Inc. Submitted by: seold - Visited 1 - Comments 0 - Write first comment

♦ Reduction in insolvency figures

1 vote

Government figures have shown that the number of people declared insolvent in England and Wales fell slightly in the three months to June. The number of individual insolvencies stood at 24,553, which was 2% down compared with the previous three months and 8.3% below the same period in 2007. The credit crunch has made people more conscious of going into debt and banks less keen to offer credit. Submitted by: osmanrulz - Visited 5 - Comments 0 - Write first comment

♦ Patient Financing

4 voted

Get patient financing and dental financing for dental care. Get affordable dental treatment financing for dental implants. Know how to finance dental work .We offer interest free financing for dental work. We provide dental payment plans for dental care & dental financing for bad credit people. Inexpensive dental finance plans and dental credit arrangements even for bad credit. Submitted by: mnanuva - Visited 19 - Comments 0 - Write first comment

♦ Banks tightening mortgage standards

1 vote

Fed: Standards on consumer and business loans near historic highs in response to the credit crisis. Buffett advice: Buy smart...and lowWarren Buffett said investors should think independently when making buying choices. The Korean market trumps American banks. more • Buffett on employment • Omaha's Oracle talks oil• 'Why I go to work in the morning'• What Warren thinks... Submitted by: antheus - Visited 5 - Comments 0 - Write first comment

♦ Mexico radio show lends an ear, advice to listeners in debt

1 vote	MEXICO CITY — Luz Maria Vega was drowning in debt. The bank was raising her credit card rate. Her only hope: radio host David Paramo, the wheeling-dealing savior of Mexico's growing number of credit card addicts. Paramo not only doles out advice on his radio show called Don't Throw Away Your Money, he also calls up banks... Submitted by: tayntin - Visited 5 - Comments 0 - Write first comment

♦ Credit seen drying up for U.S. small business

1 vote

Sign up for USA TODAY's Managing Your Money e-mail newsletter. Every Friday, you'll get a week's worth of USA TODAY's personal finance news and columns. The experienced columnists and reporters at USA TODAY give you the news you need and advice you trust. CHICAGO — As losses mount at American banks and the pain of the credit crisis spreads from housing and finance to the broader economy... Submitted by: ski28 - Visited 3 - Comments 0 - Write first comment

♦ Banks: 'I Was Snubbed Because I'm Black And Curvy

1 vote	Tyra Banks: 'I Was Snubbed Because I'm Black And Curvy".... Tyra Banks faced a battle to become a runway success, because of her skin colour and size. The supermodel-turned-talk show host claims more doors were closed for her than other wannabes, because she didn't fit in with the modelling industry's usual perception of beauty. Submitted by: BlohG - Visited 3 - Comments 0 - Write first comment